In Qatar, car insurance premium is calculated based on a variety of factors, including but not limited to your vehicle model and the value of your car. The minimum price for third party liability (TPL) is QAR 400. The minimum premium for full comprehensive insurance starts around QAR 1,100 annually.

We cannot tell what is the best fit for you. It all depends on your car insurance needs. A comprehensive policy provides you with maximum coverage, insuring both your liability and possible car damages. A TPL policy is a basic package that is cheaper but only covers others against damages and losses caused by you. Keep in mind that third party liability insurance in Qatar is compulsory. It’s a minimum legal requirement to drive on public roads. Also, comprehensive insurance is often required for leased cars.

Yes. comprehensive insurance cover is highly recommended for new cars, expensive and special cars. It’s also a good choice for beginners, and for car owners who drive in busy places and main roads, and all other drivers as well. For comparison, TPL is less expensive but doesn’t cover any possible damage to your car.

Yes you can apply for car insurance online using our premium calculator (need to fill in your mobile number to proceed) and then buy the insurance later. After you get a motor insurance quotation on our site, you can visit one of our offices—we have 9 branches in Qatar. If you come in person, you can actually use the quote number you’ve been given when you applied the first time.

No. QIC is a digital insurance company, and the entire car insurance purchasing process on our website is fully digital, instant and paperless. You can get a car quote or buy third party or comprehensive insurance online without ever leaving your home.

If you buy car insurance online on our website or the QIC app, you can pay with Apple Pay, credit, or debit card. You also can get a vehicle insurance quote online and finish the purchase in one of our offices.

Our head office is located in West Bay, Doha, plus we have branches in Villaggio Mall, Landmark Mall, City Center Mall, Barwa Commercial Avenue, Ezdan Mall in Al Wakrah, Lulu Al Messila, and Doha Festival City. If you need to visit, you can choose one of our offices near you. For your convenience, we have QIC car insurance offices located right at FAHES vehicle inspection stations: Wadi Al Banat, Al Mazrouah, Al Egda (Al Khor), Mesaimeer, Shahaniya, Al Wakrah, Al Wukair. This makes it easy to take care of your motor insurance needs—whether you’re looking for a new policy, need to make changes, or have questions—all in one trip. Just look for our office when you’re there for your vehicle inspection.

Yes. You can boost your personal motor insurance coverage by upgrading your TPL policy to comprehensive at any time. Plus you can boost your protection by adding extra covers to your existing car insurance policy, such as elite roadside assistance, off-road cover, and more.

You can get your police report via new Metrash app in case of minor accidents, or by calling 999 in case of major damages or injuries.

Yes. As we provide affordable full coverage, we give you an option to choose between paying your premium in full or in 12 equal monthly a installments. It’s more convenient for many to opt for monthly payments since the cost per month is a less heavy financial burden than a one-time payment.

Yes. When buying a new car, check if it’s already insured. If it’s insured with QIC, please, email us at info@qic-insured.com with copies of your QID, Istimara (vehicle registration card) and NOC from the previous owner.

Yes. For comprehensive car policy, we allow both "pay per month" and "pay per year" payment schemes. In other words, you can choose between paying your premium in full or in 12 monthly installments.

Yes. QIC rewards its customers for safe driving with a 10% discount on their premium when renewing their comprehensive auto insurance policies.

Yes, we offer two types of coverage for such situations:
- Off-road cover: this coverage includes accidents that occur while driving on non-paved roads, excluding deserts or sand dunes.
- Off-road 360 cover: this coverage extends the off-road cover to include accidents that happen on sand dunes.
Additionally, you may want to consider adding Breakdown cover or emergency Roadside Assistance for further protection.

Yes. In addition to providing car insurance in Qatar, we offer a GCC Roadside Assistance Programme as an optional add-on that can cover you when you drive in the UAE, Kuwait, Bahrain and Oman.

Yes, you can insure any car. We provide four wheeler insurance services for all types of cars, including custom cars, vintage cars, exotic cars, classic cars, electric cars such as Tesla, sports cars, as well as antique automobiles. Please note that if you insure a special car, you’ll need to visit one of our offices to talk over all the details.

Yes. Since it’s almost impossible to estimate the risks for old cars, QIC provides comprehensive insurance policies only for cars not older than 15 years. For older cars, you can still buy our TPL package. You can also add a roadside assistance extra cover.

Yes. If you wish to cover your car’s fixtures (such as screens, music systems, etc..) you can have them covered by your basic insurance by making an endorsement which would then be added to the value of your car.

All drivers and car owners are welcome to become QIC-insured, including beginners, first time drivers,, experienced drivers, men and women, expats, foreign driving license holders and locals, young drivers under 25, older drivers over 60, female drivers, students, retirees, family drivers, professional drivers, van drivers, minibus drivers, and stay-at-home parents.

You can file your claim on our site or message us via WhatsApp at 5000 0742 . You will need to provide the police report, policy and your QID number, and our customer service team will take care of the rest.

The standard practice for new cars is that repairs are always done at the car brand’s agency during the first year of its registration. Thereafter, QIC may use a workshop of comparable quality.

A damaged car is considered a total loss if the estimated cost of its repair is greater than 70% of its insured value.

The policy excess (also known as deductible) is the fixed amount of money that you have to pay for each and every claim you may have. The policy excess is there to offer you a cheaper overall premium for your car insurance.

Gap extension (or Gap Insurance) is a payment of the difference between the original purchase price and the total loss claim payment in case your car is declared a total loss. This is especially recommended for financed cars as it guarantees that you will be able to pay off your car loan.

Yes. Our roadside assistance services are available round the clock and all days of the week, including public holidays.

You can contact our roadside assistance team anytime at the following hotline numbers: 44884088, 44810400, and 44810500.

You can call our QIC Hotline at 8000 742, or message us via WhatsApp at 5000 0742 for all inquiries related to car insurance.

Fully comprehensive car insurance covers damage to your vehicle due to road accidents, as well as unanticipated losses caused by fire, vandalism, natural disasters, and theft. It also covers your liability if you cause an accident.

At the time being short term insurance services are not available in Qatar. This includes one day insurance, one week insurance, one month insurance, and pay per mile insurance.

Electric cars don’t require special insurance; a standard TPL car insurance plan will cover you. Car insurance for electric vehicles (EVs) follows a similar structure to conventional vehicles, where either third party or full insurance provides the necessary coverage.

You can get a basic TPL insurance policy regardless of your vehicle’s age and condition. You can’t, however, upgrade your TPL policy to comprehensive if your car is older than 15 years. Keep in mind also that TPL is a compulsory insurance policy for private car owners in Qatar, and you cannot drive legally without it.

TPL is the standard and mandatory auto insurance cover. You should decide though if TPL is enough for you or if you should opt for a comprehensive cover based on your driving and insurance needs.

Yes. Comprehensive insurance is a voluntary choice but you can always upgrade your TPL to full motor insurance. This extension has many benefits, allowing you not to worry about expenses related to your motor vehicle damages, and it’s especially important if you have a new car or if your car is rare and expensive. However, you can’t ugrade your TPL car insurance policy to full if your car is older than 15 years.

Yes, you can add new covers to your policy at any time. You may consider including roadside assistance, or an off-road cover if you drive on unpaved roads. Or you may want to have financial protection against natural disasters such as storms or floods. And much else.

Yes, car insurance is mandatory in Qatar. You must have Third Party Liability (TPL) insurance to drive legally on public roads. TPL car insurance covers damages you may accidentally cause to other people’s cars and injuries to passengers in accidents. Driving without insurance is illegal and can result in heavy fines and penalties.

In Qatar, car insurance covers the vehicle rather than the driver. Thus it covers the car you insure but does not cover rental cars or any other vehicles you might drive.

No, unfortunately, currently we don’t offer multi car insurance. You’ll need to buy a separate policy for each car