Home contents insurance

Building coverage, also known as Landlord insurance, protects the house or flat within a condo, including the construction and all permanently attached fixtures, such as balconies. Home Contents coverage, or Rental insurance, is designed for tenants and provides protection against damage to their personal belongings, such as furniture, home appliances, and personal items. It is important to note that Home Contents coverage doesn’t cover the entire building or flat but solely focuses on the home contents. If you are a homeowner seeking to financially protect your property and belongings, you may consider comprehensive house insurance, which covers both the building and its contents.

Home Insurance is not mandatory but it’s highly recommended as it can protect you from unanticipated expenses.

Yes. Fire insurance cover pays for losses and damages happening due to fire, lightning, subterranean fire, or explosions..It’s a part of homeowners insurance policy.

Yes. Your home contents insurance covers damages and losses to your home belongings in times of riots, strikes, and similar circumstances.

Yes. Your home contents insurance will cover all damages to your house or apartment related to bursting or overflowing of your house water tank apparatus or pipe.

Yes. Your home contents insurance policy can cover losses or damages caused by natural disasters, such as floods, earthquakes, volcanic eruptions, hurricanes, cyclones, tornadoes and windstorms.

Unless specified in your policy, your basic home cover does not include pet coverage or livestock insurance, yet it can cover damages caused by your pets.